Applications Open for Eligible 401(k) Owners

No-Cost Grant Funding for 401(k) Owners

Working U.S. citizens who own a 401(k) can apply for grant funding to support a business, meet personal needs, or resolve financial problems. The amount awarded depends on a review of each applicant’s information.

No Fees
To Apply or Receive
Flexible
Business or Personal Use
Separate
From Your 401(k)
Reviewed
Amount Based on Your Information

For Working Americans

Available to eligible working U.S. citizens

Secure & Private

Your submitted information is reviewed

No Repayment Required

Approved grants are free of charge

Business or Personal Use Only

Ownership is required for eligibility

A Clear Four-Step Application Process

Eligibility and award amounts are determined after the information in each application has been reviewed.

1

Confirm 401(k) Ownership

Provide information that confirms you own a 401(k). This is only an eligibility check; no money is withdrawn from your retirement account.

2

Tell Us About Your Needs

Share your personal and employment information and explain whether the grant would support a business, a personal need, or a financial problem.

3

Get Reviewed by Our Team

Our review team considers the information you provide to determine whether you are approved and the amount you may receive.

4

Receive Your Grant

If approved, you receive the awarded amount without application charges or repayment. Your 401(k) balance remains unchanged.

Funding for the Needs That Matter to You

Approved recipients may use their grant for a business, personal priorities, or pressing financial needs.

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Use an approved grant to start, support, or strengthen a business, including equipment, supplies, inventory, or other operating needs.

Business Needs

Support for your work or business

Reviewed
Award amount varies
"

Use the funds for important personal expenses and everyday needs. Approved grants are provided without repayment or program charges.

Personal Needs

Flexible support for approved users

No Cost
Award amount varies
"

Address financial problems such as urgent bills or other household pressures. The grant is separate from your retirement savings.

Financial Relief

Help with financial challenges

401(k) Safe
Award amount varies

Apply for a Grant Without Using Your 401(k) Balance

If you are a working U.S. citizen and own a 401(k), submit your information for review. Your award amount will be based on your application, and approved funds are free of charge.