Core Eligibility Requirements

Active 401(k) Account

You must own a current 401(k) account. The grant is a separate source of funding and does not withdraw from or reduce your 401(k) balance.

Working U.S. Citizen

You must be a U.S. citizen who is currently employed or self-employed.

Business, Personal, or Financial Need

You may request funds for a business purpose, a personal need, or help resolving a financial problem.

U.S. Citizenship

Applicants must be citizens of the United States.

18 Years of Age or Older

Applicants must be 18 or older and able to submit their own information for review.

Valid U.S. Bank Account

Approved applicants need a valid U.S. bank account to receive their grant funds.

Do I Qualify?

4 questions · About 1 minute · Initial result

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How Your Award Amount Is Determined

There is no fixed amount for every applicant. The amount offered to an approved user depends on the review of their submitted information.

01

401(k) Ownership

Your 401(k) confirms eligibility, but the grant is not taken from the account and does not change its balance.

02

Applicant Information

The review team considers the personal, employment, and financial information included in your application.

03

Purpose of the Grant

Explain whether you need support for business expenses, personal needs, or a financial problem.

04

Individual Review

Each application is reviewed individually before approval and the final award amount are decided.

Meet the Requirements? Start Your Application

Applying is free. Approved grants do not need to be repaid and do not reduce or otherwise affect your 401(k) balance.