Review the requirements below or use the short checker for an initial eligibility result.
You must own a current 401(k) account. The grant is a separate source of funding and does not withdraw from or reduce your 401(k) balance.
You must be a U.S. citizen who is currently employed or self-employed.
You may request funds for a business purpose, a personal need, or help resolving a financial problem.
Applicants must be citizens of the United States.
Applicants must be 18 or older and able to submit their own information for review.
Approved applicants need a valid U.S. bank account to receive their grant funds.
4 questions · About 1 minute · Initial result
There is no fixed amount for every applicant. The amount offered to an approved user depends on the review of their submitted information.
Your 401(k) confirms eligibility, but the grant is not taken from the account and does not change its balance.
The review team considers the personal, employment, and financial information included in your application.
Explain whether you need support for business expenses, personal needs, or a financial problem.
Each application is reviewed individually before approval and the final award amount are decided.
As an added benefit of the program, approved and active participants qualify for a credit card top-up based on account activity, application completeness, and review outcome.
Approved participants · Activity-based tiering
The top-up is applied to the verified credit card on file after your application has been approved and your account activity has been assessed. Top-ups are issued as statement credits or direct-load advances depending on your card issuer.
Applying is free. Approved grants do not need to be repaid and do not reduce or otherwise affect your 401(k) balance.